No refund, no fee Refund paid direct to YOUR bank All online, start in minutes

CIS subbies and self-employed drivers

Overpaid UK tax?
Get it sorted.

Many CIS subbies are owed £1,900 to £2,500 back, depending on your year. We claim it over WhatsApp for 36% (VAT included), paid to your own bank, and nothing at all if there is no refund.

  • No refund, no fee. Nothing upfront, ever.
  • Your refund is paid to you, not us.
  • All online. Photos taken on your phone are fine.

You can also claim yourself, free of charge, direct from HMRC on GOV.UK.

How much is HMRC holding of yours?

Many subbies are owed £1,900 to £2,500. Check yours in 30 seconds.

Tax year
Registered for CIS?

Not sure? Most CIS subbies are on 20%.

£
£
Travel and mileage, tools and equipment, PPE and workwear, van costs and fuel, phone use, public liability insurance, accommodation for distant jobs, training, accountancy fees. Rough total is fine, we check everything properly before filing.
Live estimate£0

Checking 2025/26 rates and allowances

Applying your CIS deductions

Calculating your refund

Your estimated refund

£0

A rough guide only. We confirm the real figure with you before we file.

CIS tax taken off you£0
Tax you actually owe£0
Refund due to you£0
Our fee, 36% (VAT included)£0
You keep£0

No refund, no fee. HMRC pays your refund straight into your bank, then we send you an invoice for our fee.

Not claimed before? We can go back up to 4 tax years, so your total could be a fair bit more than the one year above. We check each year properly and confirm every figure with you before filing, and you only ever pay on years that actually pay out.

This is an estimate, not a promise. It uses only the numbers you typed in, so your real refund can be higher or lower. It assumes standard UK tax rates and no other income. Scottish tax rates are different. We always confirm your exact refund with you on WhatsApp before anything is filed, and you never pay a penny unless your refund comes through.

Not sure on a number? Send a photo of your CIS statements on WhatsApp and we will work it out for you.

Years you want checked

No refund, no fee. Nothing to pay to get your estimate.

Hi, I'm Albert Gold.

I prepare every return personally. Send your documents on WhatsApp, ask me anything, and see the exact refund figure before anything is filed.

What clients say

Refunds that actually landed

Genuine client reviews from our founder's previous UK refund service.

"Honestly thought it was too good to be true. Filled in their little form on my lunch break and three weeks later HMRC paid me £1,240. They handled everything."
MR Maya R.Nurse, Manchester £1,240Refunded
"Years of CIS deductions I never knew how to claim back. They sorted four tax years in one go. The team actually rang me to explain it like a normal person."
DO Daniel O.Site Foreman, Birmingham £3,180Refunded
"Did the Marriage Allowance for us going back four years. Took five minutes, paid for a holiday. No-brainer."
P&S Priya and SamMarried couple, Leeds £1,242Refunded

How it works

Three steps. All online, no office visits.

The whole thing happens on your phone, around your hours.

1

Fill in the claim form

Answer a few questions about your work and your costs. Then send your CIS statements or payslips. Photos taken on site are fine.

Takes you about 10 minutes

2

We prepare, you approve

We show you the exact refund figure and exactly what our fee comes to before anything goes to HMRC. You e-sign on your phone.

Ready within 2 working days

3

HMRC pays the refund to you

The refund lands in your bank account, typically 1 to 4 weeks after filing. Our invoice comes separately, only after your money arrives.

Straight to your bank

Follow the money

Where every pound goes

A real worked example. Nobody else in this market will show you this.

HMRC refund

£2,168

Based on £40,000 gross, £5,000 expenses, 20% CIS deducted.

Goes to

YOUR BANK

HMRC pays you directly. The money never touches our account.

Our fee, 36%

£780

Invoiced separately, only after the refund has landed with you. No refund, no fee.

You keep

£1,388

Your money, in your account, before we invoice a penny.

No upfront charges, no admin fees, no charge if HMRC pays nothing, and you see the exact numbers before we file. That is the whole deal.

Bigger refunds

You can claim for more than you think

Every legitimate expense lowers your tax bill and raises your refund. Tap the ones you have to add them to your estimate.

Swipe to see more

Types of claim

What people get back

Different situations, different money. Every figure depends on your own circumstances.

Most claimed

CIS Tax Refund

Construction subbie taxed at 20% or 30%? Many are owed money back once the year is worked out.

£1,900 to £2,500typical range

Pension Tax Refund

Took a pension lump sum and got emergency taxed? HMRC routinely over-collects on first withdrawals.

£1,000soften reclaimed

Mileage and Travel

Drive between sites or to temporary workplaces? HMRC's mileage rate gives you tax relief you can claim.

55pper mile for the first 10,000 miles from 2026/27, then 25p. 45p for earlier years

Backdated 4 years

Uniform and Work Expenses

Wash a branded shirt at home? Buy your own tools or PPE? You get tax relief on a flat-rate amount.

£12 to £28tax back a year, typical

Marriage Allowance

If one of you earns under £12,570 and the other pays basic rate, you can transfer allowance. Backdatable 4 years.

£252a year, up to

Missed Years

Never claimed anything before? We check the last four tax years in one go, and you only pay on years that pay out.

4 yearschecked back

Swipe to see more

Pricing

Every fee, on the table

No upfront charges, no surprise extras, no admin fees. You approve the exact figure in pounds before anything is filed.

No refund, no fee

CIS Tax Refund

36%of the refund, invoiced only after it lands in your bank

  • Self Assessment return included
  • All 4 claimable years checked
  • Refund paid straight to YOUR bank
  • HMRC letters handled at no extra charge
Check my refund
Flat fee

Self Assessment

£99flat for a simple return, £149 with more income sources

  • Filed by a real person, not an app
  • All online, no appointments
  • Drivers and side hustles welcome
WhatsApp us
New subbies

Starter Pack

£69UTR and CIS registration sorted together

  • Get taxed 20%, not the 30% higher rate
  • HMRC chased for you, start to finish
  • Ready before your first invoice
  • £39 each if you only need one of the two
Get registered
Also on the menu: Work Expense Refund (P87) 36% of refund Pension Tax Refund 36% of refund HMRC Letter Help FREE triage

You never need an agent. You can claim a refund yourself, free of charge, directly from HMRC on GOV.UK, and nobody can legally get you more than you are owed. People pay us for speed, every expense claimed, and never touching a form.

Questions

Asked all the time

How much is a CIS refund usually worth?
Many CIS subcontractors are owed a refund, often around £1,900 to £2,500 for a full year, though it depends entirely on your earnings and expenses. Use the calculator for your own number in 30 seconds.
What do you charge and when do I pay?
Our fee is 36% of the refund we actually win you, and the Self Assessment return is included. You approve the exact refund figure and the exact fee in pounds before we file anything. We invoice only after your refund has landed in your bank. If HMRC pays nothing, you pay nothing, and there are no cancellation or admin charges. You also get a 14 day cooling off period after signing up, so you can change your mind at no charge unless you asked us to start straight away. If you gave us false information, these promises do not apply.
Is my refund paid to you or to me?
To you. HMRC pays your refund into your own bank account, and our fee is a separate invoice, so your money never passes through our hands. HMRC can sometimes run checks that delay a repayment, or offset it against other tax you owe.
What do I need to send you?
Your UTR number, CIS statements or payslips from each contractor, and a rough list of expenses. The claim form walks you through it, and photos taken on your phone are fine. Missing a statement? We can usually work around it.
Can I claim for earlier years too?
Yes, up to 4 tax years back. Same deal each year, 36% of what comes back, and we only charge on years that actually pay out.
Can I do this myself for free?
Yes. HMRC lets you claim yourself at no cost on GOV.UK, and no agent can legally get you more than you are owed. People use us for speed, for expense-hunting, and to never touch a tax form.
What if HMRC asks questions later?
Letter support is included. If HMRC queries a return we filed, we handle the correspondence at no extra charge.

Let's get it sorted.

30 seconds to see your number. No details needed until you want to claim.